Kbearcap.com

Financing Advantages

Services that we provide to contractors for their clients financing needs

K Bear Capital was established in 2018 and our strength is designing and tailoring the best set of finance options for insured contractors in the home improvement space.

We design a custom loan application and integration to our lenders for your company. We can also add your logo if you like.

In addition, we design a sales flyer for your sales team in the field to review rates and terms with each potential client you have.

Once your client submits their application, your applicant's data is automatically sent to the participating banks for approval that includes the underwriters contact information and your client can call directly to ask questions and understand what is next for funding.

FAQs

Can this platform approve more of my clients applying for credit?

Yes. More lenient credit scores eligible for approval.

Can you lower my costs to finance my customers?

Yes. Fixed fee of $395 per approved client. We do not charge a percentage of the loan amount.

Is the application process easy for my clients?

Yes. Filled out in minutes online with 'same day decisions' available and an underwriter's contact information is provided for your homeowner/client to call directly for details on loan options. Your clients that apply in the evening will have a decision the following day unless it is a weekend or holiday.

Professional Approach

We use proven finance strategies designed to exceed your expectations and stand up against any market and industry competitor. We welcome comparisons to your current program.

We can show you the difference in a side by side comparison with your current financing provider concerning costs, rates and terms as well.

Less cost to your business. Better rates and terms for your customers.

You can count on unbiased recommendations and impartial guidance based directly on your needs and goals for growth as a Contractor and what we can provide as a competitive edge.

Commitment

Every successful financial strategy plan starts with an excellent client relationship.

Call us to discuss long and short-term strategies that will help you realize your financial goals and maximize business growth and save your company on costs to finance.

Advantages

We certainly understand the importance of offering your clients the best finance options available in the market today.

To help more homeowners, our program assists those with credit scores from as low as 640 FICO and a choice of term length.

Rates as low as 5.50% and no higher than 12.25%.

Loans are available up to $65,000

Flexible terms to fit any budget.

Terms are from 3 to 20 years for your clients to choose from.

Your clients can payoff the loan at any time.

NO PRE-PAYMENT PENALTY

NO DEFAULT APR OR SURPRISE RATE INCREASES

FIXED INTEREST RATES FOR ENTIRE LOAN DURATION

NO EQUITY REQUIREMENT FOR YOUR CLIENTS

BETTER RATES. BETTER TERMS. MORE CLIENTS APPROVED

BETTER RATES BETTER TERMS MORE HOMEOWNERS APPROVED

Financing Advantages

Services that we provide to contractors for their clients financing needs

Professional Approach

Commitment

Advantages

Rates & Terms available for loan amounts up to $65,000 (Up to $40,000 can be added to the amounts below for those who qualify)

Business Registration